Each
state has different laws surrounding car insurance. A car accident in Florida
follows the no-fault car insurance system. Here are your basics of
personal injury cases in car accidents here in Florida.
No-Fault Car Insurance
Florida is one of about a dozen states that use the no-fault car
insurance system. This means that if you’re injured in a car accident, your car
insurance company is responsible for the medical bills and lost wages no matter
who was at fault in the accident.
In
no fault car insurance systems it’s important to co-operate with your car
insurance company. If they request information, you are required to give it to
them. This means things that are often discouraged, for example giving them a
recorded statement, are in this case necessary.
Florida
implemented the no-fault car insurance system in order to keep the court
systems clear for other personal injury cases. By having insurance companies
responsible for injuries in car accidents, the courts are clear to deal with
other liability cases.
Generally,
this means that you can’t file a personal injury claim against another driver,
whether they were negligent or not. There are exceptions in cases where the
injuries are more severe, though.
Car Insurance In Florida
In
Florida, you are required to have:
·
$10,000
in personal injury protection benefits
·
$10,000
in property damage liability benefits
You
may have more protection than this on your plan, but these are the minimum requirements.
If your injuries exceed your benefits, you may be responsible for bills
thereafter. If you were involved in a car accident and you’re struggling with
the claim filing process, you may want to contact a lawyer. They will be able
to assist you through the claim process.
Personal Injury Cases in Car Accidents
In Florida, you can file a personal injury claim in a car accident
if your injuries:
·
are permanent
·
cause permanent scarring
·
cause permanent disfigurement.
These aren’t exactly clear terms, so if you at all feel like your
injuries might fit these parameters, it’s best to speak with a lawyer. If you
don’t have a personal injury lawyer, feel free to take advantage of the Fortis
Law free one hour consultation. We want to make sure everyone’s rights are
upheld.
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